Maine Net Sheet Calculator

Title Insurance Rate Calculators: Seller Net Sheet, Buyer Finance, Buyer Cash, Title Insurance Premium, and Refinance Options

Scenario with Mobile

Standard Features

Buyer & Seller Net Sheet

Easily give your clients access to your fees and rates.

Side-By-Side Scenario

See up to 3 different net sheet scenarios side-by-side.

Co-Brand with Customers

Allow Realtors, Lenders or Staff to co-brand with their headshot & info.

Refinance Calculator

With refinances on the rise, this is available in most markets.

Title Premium Calculator

Non-login Title Premium calculator for quick access to rates.

Save, Edit, Share & Order

Save or edit, share with clients and place a title order with a click.

Common Maine Net Sheet Calculator Customizations

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Filed Rate State

Maine’s title insurance rates are filed which simply means that the rates are submitted to a governing body for review.
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Deed Transfer Tax

In Maine, there is a deed transfer tax called Real Estate Transfer Tax.
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Mortgage Transfer Tax

No, there is no mortgage tax in Maine.
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Owner’s Title Insurance

In Maine the buyer typically pays for the Owner’s Title Insurance Policy.
Lender’s Title Insurance
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Lender’s Title Insurance

In Maine, the Lender’s Title Insurance Policy is typically paid for by the Buyer.
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Title Search & Exam Fees

The Title Search & Exam Fee in Maine is paid by the buyer.
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Survey Fee

When closing on a piece of real estate in Maine the Survey Fee is paid by the buyer.
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Closing Fees

In Maine, closing fees are usually paid by the buyer.
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Recording Fees

In Maine the buyer pays to record deed and mortgage; Seller pays to record documents to remove encumbrances
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Recording Fees

In Maine the buyer pays to record deed and mortgage; Seller pays to record documents to remove encumbrances

Maine Title Insurance

Frequently Asked Questions

Maine Map

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What are the average price of a house in Maine?

According to a recent report by ClosingCorp the average sale price of a home in Maine was $292,802.

What are the average closing costs for a residential house in Maine?

According to a recent report by ClosingCorp the average closing cost of a home in Maine was $3,761.35.

What is the easiest way to calculate the title insurance rates and estimated closing costs for a house in Maine?

If you are an title company, escrow company, abstracting company, or a real estate attorney, you can get a branded title insurance calculator with multiple outputs available including a seller net sheet, buyer finance calculator, buyer cash calculator, and a refinance calculator.

Access to this net sheet calculator can be provided to your real estate agents or marketing representatives, and shared with your buyers and sellers to help you close more real estate deals faster.

How are title insurance rates determined in Maine?

Every state has different regulations regarding how title insurance rates are set in that state. States like Florida and Texas are known as promulgated rate states because their fees are standarized across the state. However, in most states the rates are what is known as filed rates. Every state has different regulations regarding how title insurance rates are set in that state. States like Florida and Texas are known as promulgated rate states because their fees are standarized across the state. However, in most states the rates are what is known as filed rates. Like the majority of states, Maine’s title insurance rates are filed which simply means that the rates are submitted to a governing body for review. But in filed rate states, the actual rates will differ between underwriters.

Who can handle a closing in Maine?

In addition to the rates themselves, each state also has different laws regarding who can actually handle real estate closings. For example, some states are mostly title companies, others are title and escrow, and yet others are attorney-only states or even a mix of the above.

Real estate transactions in the state of Maine are handled by a closing company or an attorney with a real estate practice.

Is there deed transfer tax in Maine?

Many states have what is called a deed transfer tax if you buy or sell a home. This deed transfer tax is usually calculated based on a formula determined by your state and the fair market value of the home. The tax goes directly to the state to help support the state, county, and city operations.

In Maine, there is a deed transfer tax called Real Estate Transfer Tax.

Is there a mortgage tax in Maine?

No, there is no mortgage tax in Maine. Whenever you get a mortgage for a home loan several state governments often require what is called a mortgage tax or mortgage recording tax. Currently there are only 7 states that charge mortgage recording taxes. These states are: Alabama, Florida, Kansas, Minnesota, New York, Oklahoma and Tennessee.

Who pays the Owner’s Title Insurance Policy Premium in Maine?

An Owner’s Title Insurance Policy is simply the insurance purchased when you buy or sell a home to protect you if an issue is found with the property’s history. In real estate, liens often follow the property and not necessarily the person who previously owned the property at that time. Title insurance is simply buys you piece of mind on what is typically your largest investment.

In the sale of any real estate, someone has to pay for this insurance. This differs in different states and even sometimes between counties.

For instance, in Maine the buyer typically pays for the Owner’s Title Insurance Policy.

Who pays the Lender’s Title Insurance Policy Premium in Maine?

The Lender’s Title Insurance Policy is similar to the Owner’s Title Policy except that it protects the lender or the bank from any issues with a property instead of the property owner. A good rule of thumb is that a Lender’s Title Insurance Policy is required anytime there will be a loan attached to a property. Whereas in an “all cash” real estate transaction, there would be no need for a lender’s policy as there is no loan to insure. This is also known as a Loan Policy.

In Maine, the Lender’s Title Insurance Policy is typically paid for by the Buyer.

Who pays Title Search & Exam Fees in Maine?

Most title, escrow, and abstracting companies and real estate attorneys charge what is called a Title Search & Exam Fee. This fee simply pays for the time and effort for someone to validate the true owner of the property. Sometimes this is negotiable and yet other times it is simply included in the title premium for that state or underwriter.

The Title Search & Exam Fee in Maine is paid by the buyer.

Who pays for the Survey Fee in Maine?

When buying a property, it is often required to what is called a Survey. This cost is passed through to the buyer or seller in what is called a Survey Fee.

When closing on a piece of real estate in Maine the Survey Fee is paid by the buyer.

Who pays the Closing Fees in Maine?

Closing fees are one of fees a title company, title and escrow company, abstracting company, or a real estate law firm charges to actually conduct your real estate closing. These can vary from company to company.

In Maine, closing fees are usually paid by the buyer.

Who pays for the Recording Fees in Maine?

Most states and counties have what is called a Recording Fee as part of the closing costs in a real estate transaction that the local government charges when a property transfers ownership. Recording fees will differ between states and counties and depending on how complex a transaction is. For instance, you might expect to pay more if there are more documents you are required to file verses less documents.

In Maine the buyer pays to record deed and mortgage; Seller pays to record documents to remove encumbrances.

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